GROUP INSURANCE

Group insurance plans have low premiums. Such plans are particularly beneficial to those for whom other policies are a costlier proposition. Group insurance plans extend cover to large segments of the population including those who cannot afford individual insurance.

ENDOWMENT POLICY IN INDIA

Endowment policy covers risk for a specified period, at the end of which the sum assured is paid back to the policyholder, along with the bonus accumulated during the term of the policy. An endowment life insurance policy is designed primarily to provide a living benefit and only secondarily to provide life insurance protection. Therefore, it is more of an investment than a whole life policy.

Endowment life insurance pays the face value of the policy either at the insured's death or at a certain age or after a number of years of premium payment. Endowment policy is an instrument of accumulating capital for a specific purpose and protecting this savings program against the saver's premature death.

CAR INSURANCE

Just 2 mins could save money on your insurance.

Click on icicilombard.com

MOTOR INSURANCE

Motor insurance policies cover against any loss or damage caused to the vehicle or its accessories due to the following natural and man made calamities. 

Natural Calamities: Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide. 

Man made Calamities: Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air. 

Motor insurance provides compulsory personal accident cover for individual owners of the vehicle while driving. 

In case the vehicle is fitted with CNG / LPG, the CNG/LPG kit fitted to the vehicle is to be insured separately at an additional premium.

ICICI Prudential Life Insurance

Prudential Life Insurance Company is a joint venture between ICICI Bank, which is one of India's foremost financial services companies, and Prudential plc, which is a leading international financial services group headquartered in the United Kingdom. ICICI Prudential began the operations in December 2000. Today, this company has over 2100 branches, which include 1,116 micro-offices, over 290,000 advisors and 18 banc assurance partners. 

ICICI Prudential Life Insurance Company is the first life insurer in India that received a National Insurer Financial Strength rating of AAA (Ind) from Fitch ratings. ICICI Prudential has been voted as India's Most Trusted Private Life Insurer for three consecutive years. ICICI Prudential Life Insurance Company has various insurance plans that have been designed for different individuals, as every individual has different insurance needs. Given below is a list of plans provided by ICICI Prudential Life Insurance Company: 

Life Insurance Plans 

Education Insurance Plans

• Smart Kid New Unit-linked
• Regular Premium 
• Smart Kid New Unit-linked
• Single Premium  
• Smart Kid Regular Premium

Wealth Creation Plans

• Wealth Advantage
• LifeStage Assure
• LifeTime Gold
• LifeLink Super
• LifeStage RP

Premium Guarantee Plans

• InvestShield Life New
• InvestShield CashBank

Protection Plans

• Pure Protect
• Life Guard
• Save 'n' Protect
• CashBak
• Home Assure

Retirement Solutions

• Life Stage Pension                                                                        
• LifeTime Super Pension
• LifeLink Super Pension
• ForeverLife Plan
• Immediate Annuity

Health Coverage Plans

• Health Saver
• Medi Assure
• Hospital Care
• Crisis Cover

• Cancer Care
• Diabetes Care Active 
• Diabetes Assure

ICICI Pru Group Solutions Advantage   

• Group Super Annuation
• Group Gratuity Plan
• Annuity Solutions
• Group Term Insurance Plan
• Group Term Insurance in lieu of EDLI

Rural Plans

• ICICI Pru Suraksha
• ICICI Pru Suraksha Kavach

Micro Insurance Plans

• ICICI Pru Sarv Jana Plan